If we talk about health plans we can refer to public and private plans. In the field of public health, it must be taken into account that the designs must be elaborated to provide excellent medicated care in different and varied groups of people. On the other hand, private plans also fall under these concepts, so here each person have to choose how to pay for their care.
We want to say that people should take into account many economic terms when choosing the best plan for them. These are considered a set of medical services that are provided to people who have a job and, on the other hand, for those unemployed who can only be treated in free places.
It should be noted that people who choose a private plan can enjoy a greater number of services and greater immediacy in care.
What are the most important things about a health plan?
When we want to make the decision to be part of one of these plans, many questions arise that must be cleared. These are some points to keep in mind.
- Constant attention to diseases
- Hospitalization and emergency medical care
- Attention of some specialists
- Preventive care including annual physical exams
Top 7 Insurance Companies in United States
Around the United States we can find a wide variety of people and establishments that specialize in private health insurance. On the other hand, companies that market life and home insurance can also be included in this coverage and are usually called accident insurance. In this list, we will show you the top 7 insurance groups based on NAIC data.
Kaiser Foundation is considered one of the best insurance companies around the United States. This organization operates non-profit and offers different services like: audiology, allergy, cardiology, pediatric rehabilitation, pharmacy, occupational therapy, dermatology, cardiology, hospice, laboratory, oncology, among others.
This company has an 8.5% partipation on the market.
Humana is an organization that aims to provide one of the best medical care to all its members so they can have the best health. When we are looking for a place to put our trust, we seek that it can provide us with personalized and simplified medical attention.
Something very important to keep in mind is that the needs and illnesses of each person that make up a family or community evolves as time goes by, it is something inevitable and something that will always happen.
For this reason, Humana has created innovative solutions and resources to allow people who choose its services to have a healthier life where each of them needs it. After reading all this information, you are surely thinking that Humana could be the best option for you.
This company has a 5.1% market participation.
HCSC is considered one of the largest health care insurance companies in the United States. It is a mutual legal reserve and currently serves more than 16 million people in 5 different states: Texas, Oklahoma, New Mexico, Illionis and Montana. HCSC is also a great source of employment because it has allowed to employ more than 23,000 people in 60 local offices.
Among the services this company offers are: Dearborn Group, Dental Network of America, HCSC Insurance Service Company, Medecision, Availity, Prime Therapeutics and TriWest Healthcare Alliance. In addition, it has a market participation of 3.3%.
Cigna Health is a company that has obtained a large number of clients in more than 30 countries around the world. This establishment is a global health services organization with more than 165 million clients that has chosen Cigna Health as its best ally.
On the other hand, Cigna also offers health insurance and employee benefits programmes for IGOs, NGOs, international businesses and their globally mobile employees.
This renowned company has a variety of insurance products that include: international health insurance, dental insurance plans, Medicare plans, health insurance for individuals and families, among others.
Additionally, it has a 2.7% market participation.
Among the main features that this company can offer to its members are clinical expertise, advanced technology, information and data. UnitedHealth serves customers in the United States and through two platforms to more than 130 countries.
They are committed to leading in the development of a next-generation system in a conscious way. This company want to implement series of actionable, practical and timely policy solutions to achieve universal coverage, provide better experiences for all the people and physicians, and improve health outcomes.
The market participation of this company is 14.2% and the people that make up this company invest more than $ 3.5 billion in technology to provide the best service and also, each year they process around 1.1 billion transactions.
Anthem, Inc main objective is to provide the best benefits to all the clients so they can improve their lives through quality medical care. Within the plans to leave this company, more than 78 million affiliated people are served within a large group of health plans.
Additionally, this establishment seeks to be the best ally and innovative partner of all people through its valuable and exclusive medical plans. On the other hand, several HMOs and PPOs have been created by the affiliated plans.
The items just mentioned are hybrid products and specialized services that combine features that customers find most attractive with cost control techniques. Other information about this company is that members and groups of employers can choose basic and comprehensive plans to cover some needs.
In addition, some products are also available that include flexible spending accounts and COBRA administration.
As we have mentioned before, insurance companies aim to help many people find the best path to their health and this is the case of CVS too. This company, through its medical services and various plans, is a pioneer in offering the best care.
This company has come a long way where it has achieved great achievements, for example, it has more than 9,800 points of sale and around 1,100 medical clinics where people can go without having an appointment and additionally a health care benefits company that constantly serves more than 22.2 million people.
It has a 5.0% participation on the market.